{"id":7650,"date":"2024-09-20T09:11:33","date_gmt":"2024-09-20T09:11:33","guid":{"rendered":"https:\/\/opera-bureaudefamille.fr\/?p=7650"},"modified":"2024-12-02T09:56:56","modified_gmt":"2024-12-02T09:56:56","slug":"transmission-patrimoine-vivant-donation","status":"publish","type":"post","link":"https:\/\/opera-bureaudefamille.fr\/transmission-patrimoine-vivant-donation\/","title":{"rendered":"Transmission du patrimoine de son vivant : tout savoir sur la donation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7650\" class=\"elementor elementor-7650\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29e76d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29e76d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a6e3fa4\" data-id=\"a6e3fa4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d115d4 elementor-widget elementor-widget-image\" data-id=\"5d115d4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/opera-bureaudefamille.fr\/wp-content\/uploads\/Post-Transmission-5.png\" class=\"attachment-large size-large wp-image-7653\" alt=\"Transmission du patrimoine de son vivant : tout savoir sur la donation.\" srcset=\"https:\/\/opera-bureaudefamille.fr\/wp-content\/uploads\/Post-Transmission-5.png 1024w, https:\/\/opera-bureaudefamille.fr\/wp-content\/uploads\/Post-Transmission-5-300x300.png 300w, https:\/\/opera-bureaudefamille.fr\/wp-content\/uploads\/Post-Transmission-5-150x150.png 150w, https:\/\/opera-bureaudefamille.fr\/wp-content\/uploads\/Post-Transmission-5-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ef2139 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ef2139\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab10dd0\" data-id=\"ab10dd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c77f3f elementor-widget elementor-widget-text-editor\" data-id=\"8c77f3f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: justify;\">Anticiper la<b> transmission de son patrimoine<\/b>, c\u2019est non seulement pr\u00e9parer l\u2019avenir de ses proches, mais aussi pr\u00e9server l\u2019harmonie familiale et optimiser sa gestion fiscale d\u00e8s aujourd\u2019hui.\u00a0<\/p><p class=\"MsoNormal\" style=\"text-align: justify;\">Cet article fait partie de notre s\u00e9rie d\u00e9di\u00e9e \u00e0 la transmission de patrimoine, o\u00f9 nous explorons chaque \u00e9tape, et apr\u00e8s l\u2019assurance-vie, penchons-nous d\u00e9sormais sur un outil fondamental de la transmission de son vivant : <b>la donation.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72668e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72668e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3aef8d0\" data-id=\"3aef8d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a762cc elementor-widget elementor-widget-heading\" data-id=\"7a762cc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"text-align:justify\">Pourquoi transmettre de son vivant ?<span style=\"color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\"><\/span><\/p><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-630db4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"630db4f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-883f667\" data-id=\"883f667\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-191a1e4 elementor-widget elementor-widget-text-editor\" data-id=\"191a1e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: justify;\">Transmettre son patrimoine de son vivant pr\u00e9sente de nombreux avantages. En prenant les devants, vous \u00e9vitez les conflits familiaux qui peuvent surgir lors de la succession et vous pouvez organiser la r\u00e9partition de vos biens selon vos propres volont\u00e9s.\u00a0<\/p><p class=\"MsoNormal\" style=\"text-align: justify;\">Ainsi, vous avez la possibilit\u00e9 de faire b\u00e9n\u00e9ficier vos enfants, petits-enfants ou toute autre personne de votre choix d\u2019une partie de votre patrimoine. Et tout cela avec une ma\u00eetrise totale du processus, car c&rsquo;est vous qui d\u00e9cidez qui re\u00e7oit quoi, et quand.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-594f181 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"594f181\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bc7387\" data-id=\"2bc7387\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a02900 elementor-widget elementor-widget-heading\" data-id=\"2a02900\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"text-align: justify; color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\">La donation, un outil aux <\/span><span style=\"text-align: justify; color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\">multiples facetteS<\/span><span style=\"text-align: justify; color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\"><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e5359b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e5359b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0f30bb\" data-id=\"b0f30bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27db6e9 elementor-widget elementor-widget-text-editor\" data-id=\"27db6e9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: justify;\">La donation ne se limite pas \u00e0 un seul type de transmission. Au contraire, elle offre une grande flexibilit\u00e9 pour s\u2019adapter \u00e0 chaque situation. Il existe plusieurs formes de donation, allant de la donation simple \u00e0 des variantes plus \u00e9labor\u00e9es comme la <b>donation-partage transg\u00e9n\u00e9rationnelle ou la donation graduelle<\/b>. Si certains de ces termes vous intriguent, nous reviendrons sur ces solutions dans des articles futurs, mais retenez que ces options permettent de structurer votre transmission de mani\u00e8re optimale pour r\u00e9pondre \u00e0 vos besoins et \u00e0 ceux de vos h\u00e9ritiers.<\/p><p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"letter-spacing: 0.16px;\">Autre avantage de la donation, vous pouvez donner pratiquement tout ce que vous souhaitez\u00a0: biens immobiliers, valeurs mobili\u00e8res, meubles, \u0153uvres d&rsquo;art, liquidit\u00e9s\u2026 Cela offre une grande libert\u00e9 dans la transmission de son patrimoine.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a15c41d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a15c41d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa50b2c\" data-id=\"aa50b2c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-232a113 elementor-widget elementor-widget-heading\" data-id=\"232a113\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"text-align:justify\">Parlons un peu fiscalit\u00e9\u2026<span style=\"color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\"><\/span><\/p><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-495290 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"495290\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35228e30\" data-id=\"35228e30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cdf9b01 elementor-widget elementor-widget-text-editor\" data-id=\"3cdf9b01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: justify;\">Car oui, en mati\u00e8re de donation, la fiscalit\u00e9 n&rsquo;est pas un obstacle, c\u2019est m\u00eame un atout \u00e0 exploiter !\u00a0<\/p><p class=\"MsoNormal\" style=\"text-align: justify;\">En transmettant de votre vivant, vous pouvez <b>b\u00e9n\u00e9ficier d\u2019abattements fiscaux renouvelables tous les 15 ans<\/b>, ce qui r\u00e9duit les droits de donation \u00e0 payer. En clair, cela signifie que chaque enfant, petit-enfant ou proche peut recevoir une somme d\u2019argent ou un bien en \u00e9tant partiellement, voire totalement, exon\u00e9r\u00e9 d\u2019imp\u00f4ts.<\/p><p class=\"MsoNormal\" style=\"text-align: justify;\">Par exemple, <b>un parent peut donner jusqu&rsquo;\u00e0 100 000 \u20ac \u00e0 chacun de ses enfants sans qu\u2019aucun droit de donation ne soit d\u00fb<\/b>, et <b>jusqu\u2019\u00e0 31 865 \u20ac \u00e0 chaque petit-enfant en franchise d&rsquo;imp\u00f4t<\/b>. Ces montants peuvent \u00eatre redonn\u00e9s tous les 15 ans, ce qui permet de transmettre une partie cons\u00e9quente de son patrimoine tout en r\u00e9duisant la fiscalit\u00e9.<\/p><p><span style=\"font-size: 12.0pt; line-height: 115%; font-family: 'Aptos',sans-serif; mso-fareast-font-family: Aptos; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: FR; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;\">Il est n\u00e9cessaire d\u2019informer l\u2019administration de l\u2019existence de la donation\u00a0: selon son objet, elle peut \u00eatre r\u00e9alis\u00e9e devant notaire ou directement via un formulaire (n\u00b02734 ou n\u00b02735), \u00e0 d\u00e9poser aupr\u00e8s de l\u2019administration fiscale par le b\u00e9n\u00e9ficiaire de la donation. Dans certains cas, une d\u00e9claration en ligne est \u00e9galement possible.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aed94c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aed94c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e89dc6\" data-id=\"3e89dc6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e5a9fd elementor-widget elementor-widget-heading\" data-id=\"7e5a9fd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"text-align:justify\">Conclusion<span style=\"color: var( --e-global-color-accent ); font-size: 2rem; letter-spacing: 0.32px;\"><\/span><\/p><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05e3f7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05e3f7b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a6f98f\" data-id=\"5a6f98f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8967fe elementor-widget elementor-widget-text-editor\" data-id=\"a8967fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: justify;\">La donation est une solution id\u00e9ale pour anticiper et ma\u00eetriser la transmission de votre patrimoine, tout en b\u00e9n\u00e9ficiant d&rsquo;avantages fiscaux. Que vous souhaitiez \u00e9viter les conflits, organiser la r\u00e9partition de vos biens ou simplement all\u00e9ger la fiscalit\u00e9 de votre succession, la donation vous permet de faire des choix \u00e9clair\u00e9s et profitables.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Anticiper la transmission de son patrimoine, c\u2019est non seulement pr\u00e9parer l\u2019avenir de ses proches, mais aussi pr\u00e9server l\u2019harmonie familiale et optimiser sa gestion fiscale d\u00e8s aujourd\u2019hui.\u00a0 Cet article fait partie de notre s\u00e9rie d\u00e9di\u00e9e \u00e0 la transmission de patrimoine, o\u00f9 nous explorons chaque \u00e9tape, et apr\u00e8s l\u2019assurance-vie, penchons-nous d\u00e9sormais sur un outil fondamental de la [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":7653,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1,22],"tags":[34,31,36,35],"class_list":["post-7650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseil","category-transmission-succession","tag-assurance-vie","tag-conseil","tag-succession","tag-transmission"],"acf":[],"_links":{"self":[{"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/posts\/7650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/comments?post=7650"}],"version-history":[{"count":23,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/posts\/7650\/revisions"}],"predecessor-version":[{"id":7866,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/posts\/7650\/revisions\/7866"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/media\/7653"}],"wp:attachment":[{"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/media?parent=7650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/categories?post=7650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/opera-bureaudefamille.fr\/wp-json\/wp\/v2\/tags?post=7650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}